How We Help

Discover the tools and techniques we utilize to help you reimagine what’s possible.

Ready to Reimagine Your Retirement?

1. CONNECT

Our connection visit with you helps us understand where you are and where you want to go. We want to learn about what your vision of retirement is or how you plan to spend your time in retirement. We also want to hear what your biggest concerns are and talk about what you have done so far to plan for retirement. As we connect, we can determine if our customized retirement planning process can add value to your current situation.

2. STRATEGIZE

Developing strategies that can help maximize your retirement savings includes analyzing some key aspects of your portfolio. We will assess your investment risk, fees, Social Security benefits, potential tax-saving strategies and more. After we strategize about what needs to be done to build your retirement plan, we can make a mutual decision about whether to continue planning your retirement together.

3. PLAN

Together, we will work on a strategy for each of the six components of retiring and incorporate them into your plan. The organization and transparency of this written plan can help guide you confidently to and through retirement and ease the anxiety you may have about this transition. The plan can be updated if your retirement vision or life circumstances change. Our goal is to help you work towards your ideal retirement.

4. CLIENT EXPERIENCE

During this visit, we will wrap up our planning phase and navigate to our onboarding/review phase. Here, we will allocate assets, help you register for online access, introduce strategic partners (i.e., CPA, estate planning attorney), answer any questions you may have and schedule out your next review appointment.

Check Out Our Additional Services

Retirement Income Strategies

Unlike the working years, when you’ve likely drawn a regular paycheck, at retirement, it’s time to pay yourself. Are you ready to tap into your savings in a strategic way so that you continue to create an income stream you won’t outlive? We can help.

Wealth Management

We offer a suite of services to affluent clients who are looking for a holistic approach to their financial future, all in one place. We’ll help you with comprehensive guidance to help reach the goals and dreams you’ve been envisioning.

Annuities

Annuities are financial tools that can help you create a stream of income that you can’t outlive. But today’s annuities aren’t like those of your parents or grandparents. There are many ways to tailor annuities to fit your needs. We’ll help you compare your options.

Investments

Whether you prefer to “set it and forget it,” or you want to more actively participate in your investments, we can help you design an investment strategy that matches your risk tolerance and goals. And we know that risk tolerance changes as life happens — so we plan for that, too.

IRA/401(k) Rollovers

We can help you evaluate your current IRAs and 401(k)s to determine if a rollover is appropriate for your situation. Whether you’re looking to access the tax-advantaged options a Roth IRA provides, to consolidate accounts or to explore other savings avenues, we can help.

Asset Preservation Strategies

We keep our eyes on the horizon so you can enjoy your retirement. We’ll design a strategy to help you minimize risk, including the risks of market loss, inflation or liquidity (not having cash accessible when you need it).

Life Insurance

Life insurance can play an important role in an overall financial strategy — both to protect yourself and your loved ones should the unthinkable happen and in some cases to help preserve your assets for future generations.

Tax-Efficient Strategies

Taxes can take a bigger bite out of your retirement income — or your legacy — than you may be expecting. We can help you develop tax-efficient strategies that fit your overall financial plan, so more of your hard-earned dollars go to you and your loved ones.

IRA Legacy Planning

How you approach your financial planning today defines what your legacy to your loved ones will look like after you’re gone. We can help you understand and employ strategies to help ensure your assets are passed to those people or causes you love.

Long-Term Care Strategies

For retirees, outliving good health can be both a mental and financial blow. Accounting for future long-term care needs not only lifts a weight off your shoulders today but can help your loved ones breathe a sigh of relief down the road.

Insurance products are offered through the insurance business Independent Wealth Management & Insurance Services. Independent Wealth Management & Insurance Services is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Advisor. AEWM does not offer insurance products. The insurance products offered by Independent Wealth Management & Insurance Services are not subject to investment Advisor requirements. Neither the firm nor its agents or representatives may give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any purchasing decisions. Investing involves risk, including the potential loss of principal.